The team at All Risks, Ltd. is proud to support HomeStaff Protect, a specialized workers’
frequently asked questions
Why is Workers’ Compensation insurance so important?
Families that don’t have workers’ compensation insurance coverage take on significant risk if there is ever a workplace injury. This means paying out-of-pocket for the employee’s lost wages and medical expenses. A significant accident could be financially devastating. Here is a real-life case:
In addition to financial liability, in states where workers’ compensation is required, there are substantial fines for non-compliance. Finally, workers’ compensation insurance provides legal protection because employees who accept benefits generally forfeit their right to sue the employer – regardless of fault.
What states can coverage be written in?
We handle almost every state in the country. Please complete the application, or reach out to Clarke White @ Clarke.email@example.com to learn more!