Families that don’t have workers’ compensation insurance coverage take on significant risk if there is ever a workplace injury. This means paying out-of-pocket for the employee’s lost wages and medical expenses. A significant accident could be financially devastating. Here is a real-life case.

In addition to financial liability, in states where workers’ compensation is required, there are substantial fines for non-compliance. Finally, workers’ compensation insurance provides legal protection because employees who accept benefits generally forfeit their right to sue the employer – regardless of fault.

We handle almost every state in the country. Please complete the application, or reach out to Clarke White @ Clarke.white@rtspecialty.com to learn more!

Phone: 804-267-1210
Email: Clarke.white@rtspecialty.com

The workers’ compensation requirements for household employers are unique in every state. To learn more about the requirement in your state specifically, click here.