HomeStaff Protect
A specialized workers’ compensation program designed to meet the unique needs of families with nannies.
About Us
HomeStaff Protect was founded through a great partnership between Advanced Benefit Solutions and Breedlove and Associates. Before Breedlove and Associates was acquired by Care.com and became Care.com/HomePay, Advanced Benefit Solutions was their group health insurance broker. At a renewal meeting, Ron Seibel (founder of Advanced Benefit Solutions) asked a simple question if there was anything else he could do to help. This opened up Pandora’s box and the topic of workers’ compensation for a domestic employer came to light. Ron sought the counsel of his son, Phil, who was more involved in this realm of insurance. Phil spent the next year meeting with carriers, developing a pitch deck and selling the concept.
Finally, in 2014, they found a carrier partner (AmTrust), that was willing to take a chance. The program started very small and was extremely time intensive due to the paperwork involved. This was not acceptable to Phil and he sought out partners that could help him make the process more efficient for the clients. With that, he ended up developing a relationship with AllRisks, Ltd. and a technology partner to take the program online.
The entire goal for Phil and the team is to have a process for clients to understand the coverage and complete the purchase process efficiently. He also understands that insurance is confusing and that clients will need clarification on the policy, as well as the risk a family is trying to protect. Therefore, AllRisks (now Ryan Specialty Group due to a merger) brought on an underwriting expert in Clarke White to personally manage the client questions and carrier relationship.
HomeStaff Protect
“Simplifying the workers’ compensation process for household employers.”